Digital Transformation of Small Medium Enterprises: A Descriptive Analysis of Quick Response Indonesia Standard Data

The purpose of this study is to explain the digital transformation Indonesian micro and medium enterprises (SMEs) through descriptive data analysis on implementation quick response standard (QRIS) end 2021. QRIS in Indonesia increases literacy electronic financial inclusion among SMEs, attempting make it easier for government conduct better monitoring SME transactions. development QRIS, which began 2019, has proven be capable improving documentation SMEs with 14.78 million merchants, majority whom are specifically business merchants (UMI), small (UKE), (UME). Similarly, dominate terms volume nominal This will provide an overview evolution digitization Indonesia, market players regulators can use develop policies strategies future SMEs.